More trials and tribulations

So as you might guess based on this post being 11 days after the last I still do not have ownership of my house.

The good news is I get to do something called early occupancy. That means I add 25 dollars a day to the closing costs between now and closing but I can get keys this morning and start the task of cleaning up this poor place to make it live-in-able. So there is more advice for you thinking about getting a place.  If the closing is postponed, ask your realtor about early occupancy.

The bad news is that my closing is still another 5 days away.

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What I have learned about buying a house

I am certain this will be an ongoing theme – but I thought I should go ahead and share some of the items no one told me about.

First of all, have a lot of cash. I was awareI would have to pay for closing costs, but no one told me that comes out to a minimum of 10 percent of the total purchase price of the house.  Ouch. On the plus side, you can ask the seller to take on some of the closing costs, but only about 1/4 to 1/3 so don’t get your hopes up it will save you a lot. You will have to pay an escrow company “earnest money” to prove you are serious about the purchase. My mortgage company also wanted me to make an up front payment, although I was assured both will count toward my closing.

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The new experiment

You know the old adage: is a woman is entitled to change her mind.

Well, I have.

I thought 2018 would be a good year to restart my story. I knew I had to rethink it; there were too many anachronisms that proved I was a 21st century woman making up a 14th century world.

I spent 2017 doing research and thought I was ready.

Then I found out I had to move. Nothing destroys my attempts at self-actualization like needing to uproot my critters and myself.

I have, however, found a house I love and made the mistake of falling for it before I owned it.  I am sweating the last few days before closing and hope nothing goes wrong.

I also hope in my next post to introduce you to my lovely new haven.

Then, after we get settled, I am going to start again.

Hope you come by and play along.